I had a '93 FZR 100 and loved it. The only real downfall is the puny little headlight. I swapped the '93 out for the '94 that upgraded the front rotors and went to the dual headlight set-up. I tossed ona set of Heli-bars on each and put a combined 50,000 km (30,00 miles) on the two bikes. They worked flawlessly. The windscreen is large enough to deflect wind and rain while remaining 'sporty' in appearance.

It handled luggage and a tank bag with no problems. The only problem I had was it vapourizing rear tires. I had to switch to a Macadam to keep any sort of rubber on the back. My black '94 was nicknamed 'the cruise missile' by my riding buds for it's penchant for going really frigging fast for long periods of time
So budget in a set of external PIAA's and have at it... you'll only regret it when the cops are pulling you over .. so budget in a radar detector as well.