I've really taken a liking to the versys and the broad appeal range it has. Looks like TwistedThrottle has an
SW-Motech(

) rack for it for givi hard bags too. You'd be nearing 1k with a full bag set up for it so tack that on if it's the way you want to go.
As far as purchasing, I know Northern dealers really hurt for buyers in late fall winter, although they might say they dont, and I bet you could wrestle down the price or maybe even get the bags thrown in.
Since you ride solo for the most part you really have a broad range of bikes to look at (not making it easier) getting lower into the displacement range. The SV seems a bit uncomfortable to me, but I haven't ridden it so I could be wrong. I really like a lot of things about the new bandit, but like you said having two is weird.
On moto camping -

. There's something to be said about being able to pack lightly and live out "on the road" It's a cool feeling. Plus, solo w/bags you'll have tuns of room for stuff so you won't even have to worry about space.
There, I've done nothing for helping you to decide haha.

sorry..