North Bay Ontario

[Rigger]

Hey all, is anyone in the North Bay Ontario area?  I might be posted back to North Bay next summer.  Let's just say it can't come soon enough.  How is bike insurance out there for a 46 year old man on a VFR800ABS, no points on his driving record and no insurance claims ?

[Hardware]

Not enjoying the 'Peg?

[bungie4]

Hey all, is anyone in the North Bay Ontario area?  I might be posted back to North Bay next summer.  Let's just say it can't come soon enough.  How is bike insurance out there for a 46 year old man on a VFR800ABS, no points on his driving record and no insurance claims ?

Bring loob. Lots of loob.

[Rigger]

Insurance here in Winnipeg is killer.  In Alberta full insurance for my 2008 VFR was $505.00 per year, that's it!  Here in Winnipeg it is $2500 / year for minimal insurance.  In Alberta my 1985 Nighthawk S 750 was a whopping $100 for the whole year.  Here in Winnipeg it is $2700 / year.  So in total both bikes in Alberta were $600 / year roughly.  Here in Manitoba I would be paying $5200/year.  I can even afford $2500 for the VFR, so no riding for now  .  But being that I am military I might be getting posted to North Bay next year.  I just hope the insurance there is better than here.

[Huron52]

I have to say... It is less the Winnipeg Manitoba... maybe not as good as Alberta

[Huron52]

   Come on Steve.... tell him what you pay living next door....

[Hardware]

Insurance here in Winnipeg is killer.  In Alberta full insurance for my 2008 VFR was $505.00 per year, that's it!  Here in Winnipeg it is $2500 / year for minimal insurance.  In Alberta my 1985 Nighthawk S 750 was a whopping $100 for the whole year.  Here in Winnipeg it is $2700 / year.  So in total both bikes in Alberta were $600 / year roughly.  Here in Manitoba I would be paying $5200/year.  I can even afford $2500 for the VFR, so no riding for now  .  But being that I am military I might be getting posted to North Bay next year.  I just hope the insurance there is better than here.

MPI should give CF members the full 25% rebate if you bring in a driver's abstract from your previous province proving you were accident/claim/ticket free for the past 5 years.  Otherwise it's a 5% rebate each year.

Get the rebate and get the bike on the road and ride it.

There's lots of flat straight roads there that SUCK.

That said, head up along the North Perimeter Hwy and take the exit for Henderson Hwy.  Take that (it's also Rt 204) north to Lockport.  Turn left on 44 and cross the bridge - stop at Skinners for a famous hotdog.

Then head south on River Road.  This is one of the only twisty roads in the area.  Enjoy (limit's low though...50 km/h IIRC).

Another ride that can take a whole day:

Head east on the TCH to Kenora.  Just past Kenora, head south on 71 all the way down to the T.  You can go left (Emo) or right (Barwick).

We went through Barwick and crossed into the Hysterical States at Rainy River, then on the 11 up to the 313 and then across the border onto Canada.  Then we meandered up through Steinback back to The Car Theft Capital of Canada...

[Rigger]

I have gone riding through the area and the Whiteshell area is nice, lots of winding roads.  I do have the 25% discount and it brings the insurance down to $2500.  I should have mentioned that I have the discount, my bad.  

[Hardware]

That seems high, especially with the discount.

IIRC correctly I was paying ~$2200 on my '04 'Busa when I registered it in MB in '06.

That was without any discount - I had to fight and argue with MPI and about a year later won my case and got 4 or 6 hundred back (it was backdated).

Traded the Busa in on a brand new RT and insurance went down again.  I think I was paying ~$1700 for the RT.

 

[Hardware]

I have gone riding through the area and the Whiteshell area is nice, lots of winding roads.  I do have the 25% discount and it brings the insurance down to $2500.  I should have mentioned that I have the discount, my bad.  

Whiteshell has beautiful twisties but the asphat was in really rough shape when we rode it.  We're talking dangerous conditions.  Did they repave?

[bungie4]

   Come on Steve.... tell him what you pay living next door....

Okay, keep in mind, I just shopped and redid all my policies this past Sept.. and, I'm going from memory, previous prices are in brackets

Stats: I'm 51, clean driving record, one claim for a no-fault hit and run on my car for $700

04 FJR1300 - $800 - TD ($1400 - Elite)
11 CBR250RA - $290

I moved my car ins and my tenants insurance over for a bigger discount. It pays to shop around!

[Rigger]

Hey Hardware the riding through the Whiteshell is beautiful with lots of twisties, but sadly the road is in very rough shape.  I wouldn't even think about pushing the speed limit in some places it is that bad.  Last summer and the summer before there were places where water was flowing over the road.  The roads here are very poorly maintained.  Were you working here in Winnipeg before?

[Hardware]

Yup.

[Rigger]

Yup.

What do you do for a living? Military???

[Rigger]

I got word yesterday I am moving back to North Bay!  Looks like I will be riding again     Thankfully I did not sell the VFR or the Nighthawk S.  I should be back around the beginning of August.

[Hardware]

Congratulations!

[Rigger]

Hardware what do you do for a living in North Bay?

[Baz]

Hey all, is anyone in the North Bay Ontario area?  I might be posted back to North Bay next summer.  Let's just say it can't come soon enough.  How is bike insurance out there for a 46 year old man on a VFR800ABS, no points on his driving record and no insurance claims ?

You didn't direct a F-18 to bring pain into downtown Toronto again did you Mr. Rigger?  

[Hardware]

Hardware what do you do for a living in North Bay?

Never been to North Bay.

[Rigger]

You didn't direct a F-18 to bring pain into downtown Toronto again did you Mr. Rigger?  

When I move back    I am sooooo stoked about riding again and not just to be riding but I will be able to ride in the Muskokas which I truly love.  And I also can ride down to London with no problem and ride around with my dad and my brother!!!!  I am grinning from ear to ear  so much my face is sore.  I can't even contain it at work