I went twice a year for several years- a spring trip and a fall trip.
We rode out of several (5?) different trail heads, and I liked them all.
It is like a ski resort - with greens blue and blacks - some are dirt 2 track - some are uber technical single track.
$50 ish gets you a sticker for the helmet that is a year round pass for any all trails. Get them at all the local gas stations - ask around - they are plentiful.
I cannot recal which one was best as they all had great riding - but one has small rental cabins fro $30 per night that were awesome. The also have RV hook ups so the rv crowd stayed there and we were across from them in great little cabins. Ride out ride in hot shower amp dinner. Perfect.
Broken fingers not mandatory but can be accomplished...
I think it was this one:http://www.trailsheaven.com/businesses/detail/Trails_Heaven_Lodging,169.aspx
If you are serious - I can hook you up with the group I went with - very good people you would like.